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Applying for your first mortgage?
At Advantage Home Finance, we do everything we can to take care of the financial details for you. As an experienced mortgage broker for first-time buyers, we’re on hand every step of the way, as you start your exciting journey to be homeowners.
One of the questions we’re often asked by first-time buyers is: what will it cost? Instead, we flip this around and look at what is affordable to you, and the amount you want to commit each month on your mortgage repayments.
What interest rate you pay will depend on your deposit – usually 5%-10% – and your personal circumstances. There’s a choice to be made between fixed and variable rate mortgages, and the length of your mortgage term too.
The aim is to maximise your borrowing potential, minimise your payments and ensure you can manage your mortgage throughout the lifetime of your mortgage.
At Advantage Home Finance, we love inspiring people and helping you to achieve your dreams - buying your own home, making the most of your existing finances, or investing in other properties.
We can help you find the right mortgage because our understanding of the Scottish market allows us to get access to the most competitive rates from a multitude of lenders.
As an experienced mortgage broker for first-time buyers, we’re always happy to spend extra time helping you gather all the relevant details together. Then you can hand over to us, safe in the knowledge that we will take care of every step of the process.
As a first-time buyer mortgage broker, Advantage Home Finance have access to a range of lenders offering specific first-time buyer mortgage rates.
New affordability rules have made the lending criteria more stringent. As such, whilst we cannot guarantee an application will be accepted, we make sure you have the best chance possible of securing your first mortgage. If a solution exists – we will find it.
We strive for the highest standards of service, and are committed to offering bespoke individual mortgage, insurance and personal protection policies that match the unique circumstances of every single client.
Your home may be repossessed if you do not keep up payments on your mortgage or other loan secured on it.
Contact Advantage Home Finance today:
www.advantagehf.co.uk / 0800 043 0533 / hello@advantagehf.co.uk
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Why Choose Property Connections?
Choosing Property Connections means partnering with an estate agency built on trust, genuine relationships, and an unwavering commitment to doing things properly. Whether you’re buying or selling, you’ll work with a team that takes the time to understand your story, guides you with honesty, and stays by your side at every step. We’re not a nine-to-five operation - we’re here when you need us, offering clear communication, expert advice, and a calm, supportive approach that removes the stress from moving home. Backed by cutting-edge technology, detailed local knowledge, and a reputation for quality over quantity, we deliver a personal, attentive service that ensures your property journey feels simple, transparent, and truly looked after.
Real Recognition Comes From Clients
We’ve never chased awards - and we don’t plan to. Trophies and titles might look good on social media, but we believe real recognition comes from the people we actually help. Every verified Google review, every client who returns or refers a friend, that’s the kind of validation we value. Our focus isn’t on impressing judges. It’s on showing up for the people who trust us with life-changing decisions. We’d rather be known locally for doing the right thing consistently than nationally for winning a plaque once.
We Believe In Giving Back To The Local Community
Sponsoring Local Sport Teams - We proudly support local sports teams to strengthen our community and promote healthy, active lifestyles. By investing in local talent, we help our neighborhood thrive both on and off the field. Giving Back To Charity - We believe in making a positive impact. By supporting local charities and community projects, we help create meaningful change and give back to those who need it most.
